Tanner Consumer Protection Act: California's Used Car Lemon Law
What Is the Tanner Consumer Protection Act?
The Tanner Consumer Protection Act (California Civil Code Section 1793.22) is a California law that extends lemon law-style protections beyond new vehicles. Named after former California Assembly Member Sally Tanner, this law works alongside the Song-Beverly Consumer Warranty Act to protect consumers who purchase defective vehicles — including used cars bought from dealers.
While the Song-Beverly Act primarily protects buyers of new and certified pre-owned vehicles, the Tanner Act fills an important gap by establishing:
- A presumption that a vehicle is a lemon after certain repair attempt thresholds are met
- Protection for used car buyers through the implied warranty of merchantability
The Tanner Act Presumption
The Tanner Act creates a rebuttable presumption — a legal assumption that your vehicle is a lemon — if any of the following conditions are met during the warranty period:
Two or More Repair Attempts for Safety Defects
If a defect that could cause death or serious bodily injury has been subject to two or more repair attempts, the presumption applies. Safety defects include:
- Brake failures or severe brake issues
- Steering malfunctions
- Engine stalling at speed
- Airbag system failures
- Unintended acceleration
- Fire hazards
Four or More Repair Attempts for Other Defects
For non-safety defects that still substantially impair the vehicle’s use or value, four or more repair attempts trigger the presumption. Common examples include:
- Persistent transmission problems
- Electrical system malfunctions
- Air conditioning failures
- Excessive oil consumption
- Persistent warning lights
30 or More Days Out of Service
If your vehicle has been out of service for a cumulative total of 30 or more calendar days for warranty repairs, the presumption applies. Days don’t need to be consecutive — they accumulate across all warranty visits.
How the Tanner Act Protects Used Car Buyers
The Implied Warranty of Merchantability
When a California dealer sells a used vehicle, state law (Civil Code Section 1795.5) requires them to provide an implied warranty of merchantability. This means the vehicle must be fit for its ordinary purpose — in other words, it must be safe and reliable for basic transportation.
The implied warranty cannot be waived. California dealers cannot sell used vehicles “as-is.” Even if the purchase contract says “as-is” or “no warranty,” the implied warranty still exists by operation of law.
Duration of the Implied Warranty
The duration of the implied warranty for used vehicles depends on whether an express warranty was provided:
- If the dealer provided an express warranty (e.g., 30-day/1,000-mile dealer warranty), the implied warranty lasts for the same duration or at least 30 days, whichever is longer
- If no express warranty was provided, the implied warranty lasts for at least 30 days from the date of sale (though case law has sometimes extended this period)
What the Implied Warranty Covers
The implied warranty covers defects that make the vehicle unfit for ordinary driving purposes. This includes:
- Engine or transmission failures
- Brake system defects
- Electrical failures that affect driveability
- Steering problems
- Major fluid leaks
- Any defect that makes the vehicle unsafe or unreliable
It does not typically cover:
- Normal wear and tear (brake pads, tires, batteries)
- Cosmetic issues
- Pre-existing damage that was disclosed
- Problems caused by the buyer’s misuse
Song-Beverly vs. Tanner Act: Key Differences
| Feature | Song-Beverly Act | Tanner Consumer Protection Act |
|---|---|---|
| Primary coverage | New vehicles, CPO, warranty-covered used | Used vehicles from dealers |
| Warranty type | Manufacturer’s express warranty | Implied warranty + express dealer warranty |
| Who’s liable | Manufacturer | Dealer (and potentially manufacturer) |
| Remedy | Buyback, replacement, or cash settlement | Damages, potentially buyback |
| Attorney fees | Manufacturer pays | May be recoverable |
| Repair attempt thresholds | Same (2/4/30 presumption) | Same (2/4/30 presumption) |
How to File a Claim Under the Tanner Act
Step 1: Determine Your Coverage
First, determine what warranty coverage applies to your used vehicle:
- Still under manufacturer’s warranty? — You likely have a Song-Beverly claim against the manufacturer, which is usually stronger. This is common with CPO vehicles and recent-model used cars.
- Dealer warranty only? — Your claim may fall under the Tanner Act’s implied warranty provisions.
- No warranty at all? — If you bought from a California dealer, the implied warranty still applies for at least 30 days.
If you bought from a private party, unfortunately neither the Song-Beverly Act nor the Tanner Act provides protection. See our Song-Beverly Act guide for more on new vehicle protections.
Step 2: Document Everything
The documentation process is the same as any lemon law case:
- Keep all repair orders and receipts
- Record dates of dealer visits and days out of service
- Note your specific complaints in writing
- Preserve all communication with the dealer
Read our detailed guide on how to document your lemon law case.
Step 3: Consult an Attorney
Tanner Act claims can be more complex than standard lemon law claims because they often involve disputes about the scope of the implied warranty, the dealer’s knowledge of defects, and the appropriate remedy. An experienced lemon law attorney can evaluate your case and determine the strongest approach.
Important Limitations
The “Buyer’s Guide” Doesn’t Eliminate Your Rights
Federal law (the FTC’s Used Car Rule) requires dealers to post a “Buyer’s Guide” on every used vehicle. Even if this guide says “As Is - No Warranty,” California law overrides this and provides an implied warranty regardless. Don’t be discouraged by “as-is” language in your purchase documents.
Prior Notice to the Dealer
Before filing a lawsuit under the Tanner Act, you may need to give the dealer written notice of the defect and a reasonable opportunity to repair it. This is an important procedural step that your attorney will handle.
Statute of Limitations
Like Song-Beverly claims, Tanner Act claims are subject to a four-year statute of limitations. Given the shorter warranty periods involved, acting quickly is even more important with used car claims.
Get Help with Your Used Car Claim
If you bought a used car from a California dealer and it turned out to be defective, you may have rights under the Tanner Consumer Protection Act — even if the dealer told you the vehicle was sold “as-is.”
Contact Lion Lemon for a free evaluation of your case. We handle claims against dealers and manufacturers for clients across all of California. Our consultation is free, and we’ll tell you honestly whether you have a viable claim.
For more information, visit our FAQ page or read our complete guide to California Lemon Law.